🏡 First-Time Homebuyer Specialists
Your First Home Is More Affordable Than You Think
Buying your first home doesn't have to be complicated or scary. We'll guide you through every step and show you programs that make homeownership possible even if you think you're not ready.
Let's Bust Some Myths
What you think might be stopping you probably isn't true
Myth
"I need 20% down"
Reality
Many first-time buyer programs require just 3% down, and some require nothing at all. That $350,000 home? You might only need $10,500 down.
Myth
"My credit score isn't good enough"
Reality
FHA loans accept credit scores as low as 580, and some programs go even lower. Less-than-perfect credit doesn't automatically disqualify you.
Myth
"I can't afford it with student loans"
Reality
Student loans are factored into your debt-to-income ratio, but they don't automatically disqualify you. Many first-time buyers with student debt get approved.
Your Path to
Homeownership
We break it down into simple, manageable steps
Programs Made for You
First-time buyers get access to special programs and benefits
Purchase Loans
Whether you're a first-time buyer or looking to upgrade, we have the right solution for you.
FHA Loans
FHA loans offer flexibility for low credit scores, higher debt-to-income ratios and offer a low down payment.
VA Loans
Low or no down payment, government insured loan for veterans and their families with competitive rates.
Conventional Loans
Competitive interest rates and terms without requiring a large down payment for well-qualified borrowers.
First-Time Buyers Just Like You
Real stories from people who thought homeownership was out of reach
4 months ago
Above and beyond Service. They really go the extra mile!!!! Awesome to work with.
Above and beyond Service. They really go the extra mile!!!! Awesome to work with.
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5 months ago
My team and I researched multiple vendors and requested demos from each. Of them all, the team at Et
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My team and I researched multiple vendors and requested demos from each. Of them all, the team at Etrafficers was the most responsive, the most attentive, and always was willing to hop on a call or answer even the smallest questions for us. When we made the decision to go with them, we were pleasantly surprised that the end product had even more features and customization than we expected. Every day I asked for a few little tweaks, a few updates, a few changes, and the Etrafficers team did it without hesitation until the site was the way I wanted it. Well done! More than I hoped going in.
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6 months ago
Great guidance and easy to navigate.
Great guidance and easy to navigate.
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7 months ago
I've remained as a loyal client with Etrafficers for 15+ years and here's why:
Year over year, Etraf
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I've remained as a loyal client with Etrafficers for 15+ years and here's why:
Year over year, Etrafficers continues to outdo themselves, with their outstanding customer service, their strong sense of their clients needs in mortgage website services, their quick updates to their programming, endless features, tools, & options, that they continue to offer to us-clients, all while maintaining a competitively low cost approach!
Both Scott & Lauren are extremely kind and very knowledgeable/helpful to work with in all areas of the business!
With all of that said, I wouldn't consider anyone else! And HIGHLY recommend Etrafficers for all your mortgage website service/products!
Grace + Peace
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7 months ago
Efficient, professional and affordable
Efficient, professional and affordable
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7 months ago
Very happy with my Etrafficers website, customer service, onboarding. Thank you
Very happy with my Etrafficers website, customer service, onboarding. Thank you
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7 months ago
Awesome experience!! I love the website layout they built for my mortgage company, and the several
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Awesome experience!! I love the website layout they built for my mortgage company, and the several custom changes incorporated. It was basically done in 24 hours and they were very quick with the changes I wanted.
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7 months ago
I’m using Etrafficers for my website, and the setup process was super easy and straightforward. When
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I’m using Etrafficers for my website, and the setup process was super easy and straightforward. When I needed help, their support team was quick to respond and very helpful. Everything runs smoothly, and the pricing is really reasonable for what you get. Great experience overall!
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7 months ago
Working with Holly, and the staff with Etafficer's was exceptional. Can't say enough about Holly and
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Working with Holly, and the staff with Etafficer's was exceptional. Can't say enough about Holly and her top-notch customer service, professionalism, skills, and hard work. She answered all my emails within minutes, Updated the constant little changes I made, and personalized my website to the specs I was looking for. She was patient, sincere, and a pleasure to work with! Thanks for such a great experience.
The company, pricing, no bs hidden fees and complete transparency is so hard to find. The value is in the mortgage marketplace is unmatched. I highly recommend and will be sharing it with other mortgage and realtor professionals.
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7 months ago
Extremely professional, very knowledgeable and very helpful. I strongly recommend their services.
Extremely professional, very knowledgeable and very helpful. I strongly recommend their services.
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8 months ago
I just had to give a few details and within a couple of hours my site was up and available. Fast an
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I just had to give a few details and within a couple of hours my site was up and available. Fast and Professional.
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8 months ago
Very impressed with the whole process. Website up and running in less than 2 hours and it offers eve
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Very impressed with the whole process. Website up and running in less than 2 hours and it offers everything my previous site had and then some. Plus it’s more affordable. So far very happy.
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9 months ago
I couldn’t be happier with my experience working with etrafficers, especially Scott! He has been inc
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I couldn’t be happier with my experience working with etrafficers, especially Scott! He has been incredibly helpful, spending a lot of time assisting me with the setup and design of my website. Their web design templates are outstanding, making it easy to create a sleek and well-structured website. I highly recommend to any mortgage broker looking for a top-quality website.
Thank you, Scott, and the entire team for your excellent work!
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9 months ago
I recently called to inquire about their websites. Decided to move forward and had a new website up
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I recently called to inquire about their websites. Decided to move forward and had a new website up and running the following day. Nathan, the web designer customized the site to our company’s colors and logo in addition to a few other edits. He was great to work with, he was fast and efficient.
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9 months ago
Working with eTrafficers has been an absolute pleasure! They were incredibly easy to deal with, high
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Working with eTrafficers has been an absolute pleasure! They were incredibly easy to deal with, highly professional, and impressively insightful when it came to understanding the needs of my industry. Despite their specialization in residential mortgages for homeowners, they tailored my website perfectly to meet the unique demands of investors.
Their ability to customize some details to fit my specific requirements was outstanding. The process was smooth, transparent, and straightforward—no hidden fees, just reasonable pricing and top-notch service.
I highly recommend eTrafficers to all my colleagues, friends, and family in the mortgage business who are looking for a comprehensive website solution that truly does it all. They exceeded my expectations, and I’m confident they’ll do the same for you!
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9 months ago
My Experience with Etarfficers was an connected to be great the customer service is top notch and te
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My Experience with Etarfficers was an connected to be great the customer service is top notch and technical support is so easy to talk too The head of the technical support department Scott great guy takes his time with you. Make sure you get whatever you want done the way you want it or within his power of getting it done for you all around great company to work with you will not be disappointed.
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10 months ago
Excellent and extremely prompt customer service! I'm completely thrilled and satisfied with Etraffic
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Excellent and extremely prompt customer service! I'm completely thrilled and satisfied with Etrafficers. Only downfall is I wish I knew about them sooner! Hand down a huge thumbs up!
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11 months ago
Great service, got me up and running quickly and easily!
Great service, got me up and running quickly and easily!
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11 months ago
I love my website, it was created quickly and is just what I wanted!
I love my website, it was created quickly and is just what I wanted!
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1 year ago
They were of tremendous assistance to me in not only creating may mortgage-related website but, also
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They were of tremendous assistance to me in not only creating may mortgage-related website but, also helping in the creation and integration of social media sites (Facebook, LinkedIn and X) as well! I am fery satisfied and pleased with Scott and Lauren there! I highly recommend them to anyone seeking an optimal mortgage-related website!
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1 year ago
eTrafficers did an amazing job setting up my mortgage website! From the start, their communication w
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eTrafficers did an amazing job setting up my mortgage website! From the start, their communication was excellent. They seamlessly transferred content from my existing site and delivered a beautifully designed template that exceeded my expectations.
Their response time is incredibly quick, and they offer so many additional features that truly elevate the experience—like a POS system, the ability to upload client documents, social media assistance, and even newsletters.
If you're in the mortgage industry and need a professional, feature-packed website, I highly recommend eTrafficers. They’ve been fantastic to work with!
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1 year ago
Had a fantastic experience working with these guys. System was easy and the people were great. I
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Had a fantastic experience working with these guys. System was easy and the people were great. I'd recommend them to everyone.
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1 year ago
Excellent help with website, looks amazing and scott has been fantastic!
Excellent help with website, looks amazing and scott has been fantastic!
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1 year ago
They did a great job setting up my website. First rate customer service. I highly recommend their se
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They did a great job setting up my website. First rate customer service. I highly recommend their services. Very knowledgeable and available.
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1 year ago
I have really enjoyed working with the team over at Etrafficers. They took the time to really show m
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I have really enjoyed working with the team over at Etrafficers. They took the time to really show me all the features of the website and spend all the time I needed showing me how I can make changes to the website. I now have a website that is exactly as I wanted it. Every time I have called in they have been patient and spent the time to get me the results I am looking for. I would recommend these buys to anyone.
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1 year ago
Scott did a great job getting me a good foundation for my company's "digital storefront". His templ
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Scott did a great job getting me a good foundation for my company's "digital storefront". His templates have all the basics you need for a solid mortgage brokerage website and a nice touch is the embedded and customizable 1003 application - it gives me another tool to take in applications. I can also already tell the ongoing support will be there which is important as my business evolves. Thanks!
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1 year ago
I love the look and ease of use of the website! Customer service with Etafficers is wonderful. Scott
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I love the look and ease of use of the website! Customer service with Etafficers is wonderful. Scott went above and beyond!
I highly recommend Etrafficers to all loan officers. Their sites are professional looking and have all the tools needed for customers.
Thanks Etraffikers!
Amy Driscoll
Simple Loans
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1 year ago
The team at Etrafficers has been great. They are a customer focused company, fast to make adjustment
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The team at Etrafficers has been great. They are a customer focused company, fast to make adjustments I need, and very affordable.
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1 year ago
Best customer service around! Love the ease of getting the site set up and the communication with th
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Best customer service around! Love the ease of getting the site set up and the communication with their support team.
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1 year ago
These folks are, hands down, the absolute best. You will never do better.
These folks are, hands down, the absolute best. You will never do better.
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1 year ago
Great service. Quick to respond and extremely helpful. They take care of an issues and I highly rec
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Great service. Quick to respond and extremely helpful. They take care of an issues and I highly recommend them.
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1 year ago
Excellent customer service and support!
Excellent customer service and support!
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1 year ago
Great support! Great functional websites! Love it!
Great support! Great functional websites! Love it!
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1 year ago
Fast, Easy, and accommodating! My website has a ton of cool integration's, I wish I had found them s
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Fast, Easy, and accommodating! My website has a ton of cool integration's, I wish I had found them sooner!
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1 year ago
These guys are just awesome. I am extremely happy with their services, they are so on top of it and
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These guys are just awesome. I am extremely happy with their services, they are so on top of it and I especially appreciate the experience I had during the set up phase. Highly recommended.
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1 year ago
Joey from Etrafficers and their staff have been great! Quick setup and they actually pick up the pho
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Joey from Etrafficers and their staff have been great! Quick setup and they actually pick up the phones and call you back! Reminds me of how companies used to do business. Honest customer service with real people that know what they are talking about!
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1 year ago
After trying multiple website and point of sale mortgage application systems over 23 years.... This
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After trying multiple website and point of sale mortgage application systems over 23 years.... This is the clear winning solution. My want list that was satisfied was: 1. Multi language loan applications and documents. 2. A well designed website system that includes Google Reviews and other Social Media connections. 3. the use of AI in the page discription of web pages. 4. The value for the great suite of products. We had many issues with other companies lacking the support that Etrafficers offers. You will be impressed!
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